[mrmikesdeuce]

I went from a 2010 Lincoln MKZ to my 2014 Escape Titanium 2.0. My insurance is with USAA and went up about $50.00 for six months.

 

[jpohlman]

From a 2004 Freestar Limited to a 2014 Escape 2.0L Titanium on Travelers was a grand total of $6 over 6 months.

 

[Fredrick2014]

My parents just went from an 06 Taurus SE to 14 Escape S. Theirs only went up 62/year unlike mine prior to changing companies.

 

[mn_escape]

I checked with my local insurance agent and they quoted me a Progressive policy with the exact same coverage as I have with Allstate.

Allstate rate on my CR-V prior to getting the Escape = $505 per 6 months.
Allstate rate after gettting the Escape = $686 per 6 months.
Progressive rate quoted from local agent = $380 per 6 months.

I'm going back to my local agent along with my home owners insurance policy and get quotes on getting them both changed to a different insurance company. There's a pretty good discount if you have multiple policies with the same insurance company.

Good riddance Allstate! :laugh:

 

[KC135R]

Same here

I have USAA and I was surprised at how little the rates went up. Our last car was 2004 Hyundai Sonata. I think it was about $50.00 more for six months.
Mark

My USAA quote delta from my '99 with zero comprehensive or collision to a new '14 Escape with $500 comp and collision was about$110 higher for 6 months. Part of that is Indiana, which has lower insurance premiums than Michigan in general. Must be at least in part because people...drive...so...slow....here.

But yeah, USAA rocks.

 

[Foxbat]

Michigan is No-Fault, here in Indiana the at-fault driver's insurance pays both parties' claims. Seems to be cheaper to write insurance that way.

Since we kept our oldest car for my son, and since he's a new driver, our insurance will be tripling with all the changes.

 

[Fredrick2014]

Loving Geico right now...just got my 6 month renewal since switching to them. My insurance went down on the Escape from 353/6 months to 330/6 months. 500 collision and 50 comp on 2014 S. I'm used to it going up every year with Liberty Mutual with a clean record.

BTW I just turning 26 next month. I been researching and boy can insurance very from town to town and state to state.

I just saw an article listing the 2014 Escape S in the top 10 safest vehicles. Idk remember the name of it though.

 

[igorkv]

I went from a 2012 Honda CR-V to a 2014 Ford Escape SE with a 2.0L engine this last week and my insurance premiums went up $180 per six months. That seems a bit outrageous and was wondering if anyone else has had their premiums increase so drastically when they got their Escape?

We are in Greater Toronto Area (most expensive rates in Canada, I think) with Intact. Went from 2011 Honda CR-V LE AWD to Escape 2014 SE 4WD. Got renewal and annual rate went down $400 compared to Honda and $300 less then my current Subaru Impreza 2011 basic.

 

[gsbutton]

I'm with USAA and my rates dropped $10 from my 2012 Lexus to my 13 Escape. But then went up to the same as the Lexus after 6 months due to "state wide increases".

 

[dgoebel]

5% Savings plus on MFT SYNC

Not only did our '15 Escape Titanium lower our rate from our Previous '12 Focus SEL we got a further 5% discount for doing the whole MFT SyncMyRide Health Report Drive Safe & Save™ with SYNC program that State Farm has.
We have scoots that we ride more in the MN Summer months and only mamage to put 21k on the Focus in 3 years. My 8 yr old truck only has 66k on it.

 

[jaymax]

Michigan is No-Fault, here in Indiana the at-fault driver's insurance pays both parties' claims. Seems to be cheaper to write insurance that way.

Since we kept our oldest car for my son, and since he's a new driver, our insurance will be tripling with all the changes.

I don't know if it's the same for all insurance but I think for minor drivers they don't have to be insured, only the car they are driving. But only up to their first ticket or accident. Then you have to insure them as a driver. My brother wasn't an insured driver, but once he got his first ticket he had to be and then our insurance raised a lot. At least that's how I remember it working out.

 

[flaps]

Rip Off

Insurance Companies are a major rip.

Although State Farm, my rate went down $36.00 per 6 months on my 2015 Escape SE, from my Subaru Crosstrek. Seems about right too me.

Guess this is actually and old post, maybe the originator got it worked out.

Thanks

 

[BobP]

Insurance is just like phone and internet providers.
You have to "jump ship" every few years or they will rob you blind.

You are correct. I average about 4-5 years with an insurance company. I have been with Allstate, State Farm, Erie, Nationwide, and currently with Liberty Mutual. I have been with LM for 8 years mainly because when we moved to TN ~4 years ago my home owner's and auto insurance dropped, but in the last 2 years my policies have increased 15-20%% so it's time to move on.
Comparing apples to apples, out of all the quotes I have gotten from the major companies, including USAA, Farmer's Insurance has been the lowest.

 

[atlcarl69]

I don't know if it's the same for all insurance but I think for minor drivers they don't have to be insured, only the car they are driving. But only up to their first ticket or accident. Then you have to insure them as a driver. My brother wasn't an insured driver, but once he got his first ticket he had to be and then our insurance raised a lot. At least that's how I remember it working out.

Minor drivers don't need to be insured if they do not drive your car(s), if they do, they need to be on your policy. The ticket was proof enough to the insurance company that he was indeed driving. They are not considered drivers when they have only a learner's permit.

 

[spotterjoe]

We have had AARP (Hartford) on all our vehicles as well as homeowners and am quite satisfied with them. I compared them to USAA (have the 2013 TI financed with them) and USAA was considerably higher. A friend of mine had USAA in TX but switched to AARP because they were considerably lower. BTW, I don't like AARP because of their political bias, but can't beat their rates. Money speaks!
>

 

[jb in az]

We have had AARP (Hartford) on all our vehicles as well as homeowners and am quite satisfied with them. I compared them to USAA (have the 2013 TI financed with them) and USAA was considerably higher. A friend of mine had USAA in TX but switched to AARP because they were considerably lower. BTW, I don't like AARP because of their political bias, but can't beat their rates. Money speaks!
>

I agree on both counts.

 

[escape2idaho]

Shame on You!

We have had AARP (Hartford) on all our vehicles as well as homeowners and am quite satisfied with them. I compared them to USAA (have the 2013 TI financed with them) and USAA was considerably higher. A friend of mine had USAA in TX but switched to AARP because they were considerably lower. BTW, I don't like AARP because of their political bias, but can't beat their rates. Money speaks!
>

Joe,
I can't believe you would let money trump politics:nono:

Been with USAA for 30+ years and they have ALWAYS treated me well, even on claims (but I haven't had too many).........no questions asked, and extremely courteous. I guess that's why I'm so loyal. My rates for my Escape were exactly the same as the 2013 Outback we got rid of. So I was happy.

 

[Gabriel Garza]

Traded in my 06 Lincoln Mark LT for a 2015 Escape SE.

1 accident (mutual fault) and no tickets in almost 10 years, and my rates had steadily gone up on the Lincoln (with Affirmative Insurance) every time I had to renew.

I quoted three policies the very next day after bringing home the Escape (Esurance, Nationwide, and Progressive), all three were significantly lower than my renewal with Affirmative (with the same coverages), however, Progressive beat all of them by about $30 per six month policy.

 

[pilotattitude]

Minor drivers don't need to be insured if they do not drive your car(s), if they do, they need to be on your policy. The ticket was proof enough to the insurance company that he was indeed driving. They are not considered drivers when they have only a learner's permit.

Them's fighting words in NY ... lol :wheels: They find out your of age, and have a permit, rate increases... due to the fact, they have access too insured vehicles. I have been covered with USAA for about 20 yrs.